Principal Software Architect

Location: Salt Lake City
Posted on: June 23, 2025

Job Description:

Mastercard powers economies and empowers people in 200 countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Overview: Join Us in Shaping the Future of Open Finance: Imagine a world where your financial data works for you—securely, seamlessly, and smartly. Mastercard Open Banking is making that vision a reality. By putting control back into the hands of consumers and businesses, we’re redefining how financial information is shared and used. Through trusted, consent-driven connections, our global open banking platform—enables everything from real-time account insights to frictionless payments. It’s not just about access; it’s about empowerment. With secure APIs and a commitment to compliance, we’re building a more inclusive digital economy where innovation thrives, and smarter financial decisions are just a tap away. Innovation doesn’t happen by chance—it’s designed. That’s why architecture is at the core of this transformation journey. As technologies converge and ecosystems expand, our architects ensure every solution is scalable, secure, and built for the future. We are visionaries who transform data into opportunities and translate bold ideas into resilient, real-world systems. If youre passionate about building what’s next, and thrive at the intersection of strategy, systems, and scale—this is your moment. In this role you will: As a Principal Architect, you will: • Lead the end-to-end architecture of transformative Open Finance solutions, ensuring they are scalable, secure, and future-ready. • Define and drive the technical vision, collaborating with product and business leaders to shape what and how of our most critical initiatives. • Mentor and elevate engineering teams, fostering a culture of craftsmanship, creativity, and continuous improvement. • Solve the right problems the right way, balancing innovation with pragmatism and always optimizing for long-term value. • Simplify complexity, making thoughtful trade-offs and designing systems that are elegant, efficient, and resilient. • Champion the “art of the possible”, bringing a bold, creative mindset to every challenge and opportunity. • Engage across the enterprise, breaking down silos, identifying synergies, and aligning architecture with business strategy. • Lead by example—publishing thought leadership, speaking at industry events, and contributing to the global tech community. • Be a force multiplier, raise the bar, and drive architectural excellence across a rapidly evolving ecosystem. • Drive enterprise-wide architectural reviews, addressing regulatory needs and ensuring alignment with Mastercard’s global standards. • Hire and grow top-tier talent, conducting technical interviews and helping shape the future of our engineering organization. All About You: • 10 years of progressive experience in software engineering and architecture, with deep expertise in Java, Spring Boot, Hibernate, and microservices. • Extensive experience in secure software development, including cryptography, encryption, and secure communication protocols. • Proven leadership in large-scale, cross-functional initiatives—especially within the Financial Services industry, with a strong understanding of compliance requirements and the evolving regulatory landscape. • Cloud-native expertise, with hands-on experience in AWS, Azure, or GCP. • Strategic mindset, with a strong grasp of architectural principles, design patterns, and regulatory frameworks. • Exceptional communication and collaboration skills, with the ability to influence, resolve conflicts, and align diverse stakeholders. • Creative problem-solving ability, with a bias for action and a passion for continuous learning. • Evidence of a “can-do” attitude, ownership mindset, and a commitment to delivering high-impact outcomes. • Strong understanding of Agile methodologies, with the ability to drive iterative delivery and cross-team collaboration. • Strong communicator with the ability to explain complex concepts to both technical and non-technical audiences, and to influence stakeholders across product, engineering, and acquisition teams. • Bachelor’s degree in Computer Science, Data Analytics, Mathematics, Software Engineering, or a related field or equivalent practical experience.

Keywords: , Draper , Principal Software Architect, IT / Software / Systems , Salt Lake City, Utah